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Interest Free Credit

Interest Free Credit

There’s no deposit to pay and 0% APR with our interest free credit option.

Interest Free Credit

We know that buying new flooring for your home can be an investment. Now, there’s no need to wait until you’ve saved up those pennies in your piggy bank before you buy a new carpet or flooring – get the floor you adore today with 10 months interest free credit, 0% APR and no deposit on purchases of £500 or more (excluding fitting costs). 

How does interest free credit work?

Once we’ve got the green light, we’ll set up a direct debit with your bank. Your repayments will be spread over 10 months monthly interest free instalments.  These monthly payments don’t include the cost of fitting your flooring will be carried out by third parties, so that’s the only thing you’ll need to pay for at the time of having your flooring fitted. Look at the table below to see an example of your monthly payments.

How much will it cost me?

  Minimum Credit Deposit Monthly Payment Amount of Credit
10 Months £500 £0 £50 £500
10 Months £1000 £0 £100 £1000
10 Months £2000 £0 £200 £2000
10 Months £3000 £0 £300 £3000
Representitive Example
Cash Price £2000
Deposit £0
Number of payments 10
Monthly payment £200
0% APR representitive Interest rate 0% fixed

Who is eligible for interest free credit?

To take advantage of our interest free credit payment option, you must tick the following three boxes: 

- Minimum age of 18 years 

- UK Resident of more than 3 years 

- Have a personal bank account from which a Direct Debit can be taken 

You must also be either: 

- Permanently employed, working a minimum of 16 hours per week 

- Self-employed 

- Retired 

- On disability allowance 

- A registered carer 

- Unemployed and a ‘house person’ (with consent of co-habiting working partner) 

Terms and conditions apply. Offer excludes the cost of fitting the floor. £500 minimum credit value. No deposit required. Subject to status and affordability. CWHP Ltd Registered Office: 1a Spur Road, Orpington, Kent, BR6 0PH. Registered No: 15841702 trading as Carpetright is a credit broker for the purpose of introducing credit provided by the lender Novuna Personal Finance, a trading style of Mitsubishi HC Capital UK PLC.